KBob
It's very simple and clear how Doc's club managed a perfect solution that would also work for the OP's club.
Does that dissappoint you and LCS?
I am disappointed you found a solution to cover the student
while ignoring the exposure you introduce to the instructer and club,
and consider that a great success for the instructor and club.
Doc said (repeated now) that it is a commercial activity (doing it to sell more merch),
and we know as such the instructor loses AMA brand insurance for it, as does a club allowing that commercial activity.
If you disagree,
please specify if you disagree with Doc saying it is commercial ( / lawyers will show it commercial),
or if you disagree with commercial activities are not AMA insurance covered ( with the Hoss provided AMA exception sheet)
Please continue the brainstorming,
we have yet to see a solution to get this to happen (other than mine)
that dont require bending/ignoring the AMA's commercial exclusion for insurance.
It really is as simple as the club letting the instructor and student use non-AMA insurance
to cover the (as Doc says) commercial activities they do at the club
why is the simple solution so hard for folks to accept
How much insurance does the student have?
Well, if he dont have enough to prevent himself from going broke if he hits something,
aint that HIS problem, not the clubs?
The key is to make it easypeasy to get lots of folks flying at the club,
and then once they get that taste(& learn to fly) they will join up mainstream.