Well it sounds like the machine is running well and you're going through the protocol and dips and doodles of getting qualified. Yes it is a lot of Hoops to go through but as you answered your own question by saying they don't want to go back into a recession and foreclose on a bunch of houses they're using a little more scrutiny to the applicants. I have no fear that you guys won't qualify and get a good rate I just know it.I got a chance to go out and fly my glider with two other guys over a huge Reservoir area that's all green and has baseball diamonds and Acres of grass so it was really fun. Other than that it's pretty quiet for us so I'll bid you farewell and good luck. JP