Hi,
I sent all the info to Dave M. who was going get the AMA to contact the Congressman Robert Andrews, who's looking into it.
As I stated in several forums discussing this issue, as part of the license, they want liability insurance that holds the company harmless in case of an accident. Eg, if someone crashes a P-38 and injures someone, they model company has to have insurance that protects Lochkeed-Martin from being sued since it's "their" design. It's the cost of the insurance that's the REAL problem.
Here's a link with more info:
http://modelingmadness.com/tomseditorial.htm
Jon