RE: AMA Insurance Coverage?
J_R,
Thanks for posting it. Unfortunatly, with out more information, it really doesn't tell us anything, and it doesn't actually address the OP question.
Since claims that are paid are grouped with claimed that are denied and claims that just expired due to the paperwork not getting in on time, there's no way to know how often the AMA insurance actually paid out.
Also, we don't know how many "closed" claims came from the prior, or how many Initiated will carry over to 2004.
Not being a lawyer, I'm also curious about the distinction between BI and Med. I *think* that BI is a claim above and beyond actual medical costs? I also assume that some of the numbers in the BI and Med columns come from the same incidents, as well as some overlap with PD.
Still, it does give a general idea of how often things go wrong enough for someone to want money for it. "Only" 76 PD's for how many members? That doesn't seem bad to me at all.