ORIGINAL: J_R
Since, as you acknowledge, there is no data to support any risk assessment, where do you go from there? Just do this on the perceived risk by someone? The whole idea is worthless at the dollar levels involved.
I did not say there was no data to do a risk assessment. I am quite confident there is data.
I said I don't have it, nor did I claim to have it. But it looks like I took a pretty good SWAG at our insurance burden. I would also guess the 2004 insurance component is higher as it was 2004 when we almost didn't have an insurance carrier. But at least I was in the right range.