RE: Has anyone actually used the AMA Insurance?
Not long ago I recalled hearing a story of a insurance claim that was denied by the home owners policy because they don't cover aircraft accidents. That you need full scale aircraft insurance. Now before you start jumpping up and down that these are model planes, stop and take a breath! These are no longer model planes. The FAA only has two classes of planes in the sky for more than two years.And we fall under the FAA. There are no Model Planes, UAV, RPV, Rockets, Gliders,etc. theres only manned or unmanned period! Now the type of plane is annotated on the paper work. But this has left insurance companies a way out and they will take it!Not to get into the whole mess the question was asked who the Pilot in contol was? Then they pointed out some text that eliminaated them from any claim.Just like flood insurance!
Today most home owners do not reallize that there dog isn't covered if it bites the Mailman, till it does! I just found out that the insurance companies have a list of dogs by bread and type if yours is one of them you can either be dennied insurance or you cost will increase by more than twice. if you just have a dog its more than if you don't!
Just look at what happened in the Katrina night mare. One block of 20 homes was destroyed ans 19 homes were flood dammaged one wasn't. WHAT! ya it was wind and they didn't pay. Good news is it was a Congessman home and he's doing somthing about it. Just keep all this in mind as we continue to be scewed.