View Poll Results: Do we really need the AMA???
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Do we really need the ama, or is it just like auto insurance...another ripoff?
12-16-2014, 08:08 AM
#152
I'll probably start a firestorm here, but actually I'd rather see more of my AMA $$ go directly to flying site assistance & insurance, with dramatic cuts to competitions, the Muncie facility, the museum, and the magazine. If AMA wants to promote flying, they need to have more places to fly - it's pretty simple. How many new members are going to join AMA due to the Muncie facility? How many new members will join because of the museum? How may will join because of the magazine?
12-16-2014, 08:47 AM
#153
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Just were did you get we exclude non AMA members? You mention being threatened by the AMA for accepting SFA we accepted SFA and were never threaten in any way. If they were alive we would still welcome them and in the future we would accept any form of insurance with the provision that it was at least the same coverage. I don't see that happening but it could I guess. Were a very open minded bunch and don't paln on changing. Most people just opt for the AMA as it's the most convenient. I've not yet met a potential new member who have told me they would not meet the insurance requirement. I do think a good homeowners would be more effective as far as insurance goes.
Now lets look at the AMA document you posted does not state anywhere it it that you cannot what it says is you "should not" there is a big difference. Should not is not can not. Should is a "suggestion". Just like there suggestions as far as field lay out they are just that suggestions nothing more. Why does it not say "can not" or "does not allow"rather than "should"?
Mike
Now lets look at the AMA document you posted does not state anywhere it it that you cannot what it says is you "should not" there is a big difference. Should not is not can not. Should is a "suggestion". Just like there suggestions as far as field lay out they are just that suggestions nothing more. Why does it not say "can not" or "does not allow"rather than "should"?
Mike
12-16-2014, 11:18 AM
#155
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It does seem like a lot to me when AMA insurance "is 'excess' to any other applicable coverage, such as homeowner's", and "Reimburses medical expenses only after submission to any other health plan, including Medicare," and loss or theft that is also in "excess' to any other applicable coverage, such as homeowner’s."
(http://www.modelaircraft.org/files/I...aryMembers.pdf).
(http://www.modelaircraft.org/files/I...aryMembers.pdf).
it's an excess policy, and even at $58.00 not a bad deal. But it's not really 58.00 for the coverage, that's the amount to renew AMA (even less in some cases). Lets say that even half of that goes for insurance (doubtful, but give me at least this one), is $29.00 that much? No. And how many members don't carry any underlying insurance at all? Plenty!
Remember, when a claim is filed one of the first things the insurance company does is to figure out a way to avoid paying for the claim. This is why an insurance contract is packed full of exclusions. For this reason, secondary insurance has some value. As I said, it's value is zero, unless you file a claim.
12-16-2014, 12:14 PM
#156
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Now...now! What's the deal with the name calling? Short on grammar?
12-16-2014, 01:06 PM
#157
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That's a good point, though the AMA insurance is worth its weight in gold if a "primary" insurance company denies a claim. Would my homeowner's insurance pay a $1,000,00 claim if I killed someone with my plane while flying from property that I do not own? I don't know. However, I do know that either my homeowners policy or the AMA policy would cover me. That security is worth $0.16 per day, IMO.
Remember, when a claim is filed one of the first things the insurance company does is to figure out a way to avoid paying for the claim. This is why an insurance contract is packed full of exclusions. For this reason, secondary insurance has some value. As I said, it's value is zero, unless you file a claim.
Remember, when a claim is filed one of the first things the insurance company does is to figure out a way to avoid paying for the claim. This is why an insurance contract is packed full of exclusions. For this reason, secondary insurance has some value. As I said, it's value is zero, unless you file a claim.
A policies real value is just knowing it's there, the practical value is when it's triggered and pays a claim, or the defense of one (which is often times more costly then the claim itself).
12-16-2014, 01:15 PM
#158
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Where do people come up with this stuff? It's so impossibly wrong it's.....laughable and sad at the same time. Unless it was a joke, in that instance, BOOM...hilarious! otherwise is a trite and empty stereotype. There isn't an insurance company out there that operates like that, absolutely universally wrong on every level. First, it would be impossible to keep customers, second, they would be sued into extinction, that is if there was anything left after the govt had seized their assets.
A policies real value is just knowing it's there, the practical value is when it's triggered and pays a claim, or the defense of one (which is often times more costly then the claim itself).
A policies real value is just knowing it's there, the practical value is when it's triggered and pays a claim, or the defense of one (which is often times more costly then the claim itself).
12-16-2014, 01:30 PM
#159
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And many of the same policies holders were happy with their claims, of course there will be one offs. Everyone has a personal insurance related horror story, or has heard one from a friend/family/neighbor. Not to turn the discussion into insurance (although the OP did note that as part of his question), there is simply no insurance company who's first priority when getting notice of claim is to look for a way to deny it. That's pure fiction. Keep in mind every last one of them is regulated by the states they do business in, and the majority of them are publicly held companies who answer to shareholders.
Come to think of it, I do recall one company that operated that way. Great Benefit Insurance Company, run by Roy Sheider. He ran that company horribly, and Matt Damon and Danny Devito took him to ask for it too!
Come to think of it, I do recall one company that operated that way. Great Benefit Insurance Company, run by Roy Sheider. He ran that company horribly, and Matt Damon and Danny Devito took him to ask for it too!
12-16-2014, 01:45 PM
#160
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I'ts your choice, but you may be paying more than you think without it.
12-17-2014, 07:27 AM
#161
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Are we not kicking the dead horse here?. It's dead, no matter what you do, it's still dead. Arguing about Insurance Policy's from one company to another, to me doe's not make any sense. Hey, if you are to cheap to join the AMA, that's fine, just don't complain about it.
I'ts your choice, but you may be paying more than you think without it.
I'ts your choice, but you may be paying more than you think without it.
Mike
12-17-2014, 08:30 AM
#162
We can end up like New Zealand where U must belong to their equivalent of our AMA and never fly anything over 400' and if flying with in 5 K of an air port no mater how big U must posses a special license. How U like that Here in the good O'l USofA.
12-17-2014, 08:36 AM
#163
We can end up like New Zealand where U must belong to their equivalent of our AMA and never fly anything over 400' and if flying with in 5 K of an air port no mater how big U must posses a special license. How U like that Here in the good O'l USofA.
12-17-2014, 09:36 AM
#164
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If there is any concern at all, it would be, for me at least, the AMA getting in bed with the commercial drone crowd. Let's debate that.
12-17-2014, 10:58 AM
#168
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Oh yeah, that brings back memories of the Building Trades. Arguing with the building inspectors was just like wrestling a greased pig, after a while you realize, the pig enjoys it! Hah!
12-17-2014, 11:11 AM
#169
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12-17-2014, 11:14 AM
#170
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Well yes, but! It can be great fun when flown in a responsible manner. And, there is no followup punishment or fear of being caught. That is if you are smart enough to recognize that what you are doing is wrong when you do it irresponsibly. Such is the way of the sociopath.
12-17-2014, 12:47 PM
#171
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Do we really need the AMA
I have been in the AMA since 1963 and at that time I was completely pro-AMA, however in the past 20 years if it wasn't for the insurance I wouldn't waste my time being a member. Other than the insurance the AMA is not worth cost of the dues.
12-17-2014, 01:35 PM
#173
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Well my post about quads/FPV and the AMA worked just as I thought it would.
HoundDog where did I say I hated quads and FPV? I find both as much fun as watching paint dry but don't hate them,nor do I hate foamy's,3D and helicopters,e;ectrics and EDF's I fly them all.. I do hate the irresponsible users that will eventually cause more regulation on our enjoyment of "tradition" RC.
Mike
HoundDog where did I say I hated quads and FPV? I find both as much fun as watching paint dry but don't hate them,nor do I hate foamy's,3D and helicopters,e;ectrics and EDF's I fly them all.. I do hate the irresponsible users that will eventually cause more regulation on our enjoyment of "tradition" RC.
Mike
12-18-2014, 05:58 AM
#174
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Rcmiket,
What does that mean, "Getting in bed with the quad/FPV crowd"? I know that the AMA supports responsible operation for that segment of the hobby, just as it does Giant Scale, Jet, Free Flight, Control Line, etc. In comparison, the NRA supports responsible gun ownership/use and deplores anyone that uses a gun irresponsibly, especially when innocents are harmed.
As for the original topic of this thread, someone else just said it... if you don't like the AMA and think it isn't needed, quit. Quit because then it will cease to exist for you. The AMA isn't going away, in fact it's numbers have risen over the past few years. The people that think we need it are set on that position, and the people that think that it is not needed are set on that position. In the 7 pages of this thread, I haven't seen anyone change their position.
Lars
What does that mean, "Getting in bed with the quad/FPV crowd"? I know that the AMA supports responsible operation for that segment of the hobby, just as it does Giant Scale, Jet, Free Flight, Control Line, etc. In comparison, the NRA supports responsible gun ownership/use and deplores anyone that uses a gun irresponsibly, especially when innocents are harmed.
As for the original topic of this thread, someone else just said it... if you don't like the AMA and think it isn't needed, quit. Quit because then it will cease to exist for you. The AMA isn't going away, in fact it's numbers have risen over the past few years. The people that think we need it are set on that position, and the people that think that it is not needed are set on that position. In the 7 pages of this thread, I haven't seen anyone change their position.
Lars
12-18-2014, 06:15 AM
#175
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Rcmiket,
What does that mean, "Getting in bed with the quad/FPV crowd"? I know that the AMA supports responsible operation for that segment of the hobby, just as it does Giant Scale, Jet, Free Flight, Control Line, etc. In comparison, the NRA supports responsible gun ownership/use and deplores anyone that uses a gun irresponsibly, especially when innocents are harmed.
As for the original topic of this thread, someone else just said it... if you don't like the AMA and think it isn't needed, quit. Quit because then it will cease to exist for you. The AMA isn't going away, in fact it's numbers have risen over the past few years. The people that think we need it are set on that position, and the people that think that it is not needed are set on that position. In the 7 pages of this thread, I haven't seen anyone change their position.
Lars
What does that mean, "Getting in bed with the quad/FPV crowd"? I know that the AMA supports responsible operation for that segment of the hobby, just as it does Giant Scale, Jet, Free Flight, Control Line, etc. In comparison, the NRA supports responsible gun ownership/use and deplores anyone that uses a gun irresponsibly, especially when innocents are harmed.
As for the original topic of this thread, someone else just said it... if you don't like the AMA and think it isn't needed, quit. Quit because then it will cease to exist for you. The AMA isn't going away, in fact it's numbers have risen over the past few years. The people that think we need it are set on that position, and the people that think that it is not needed are set on that position. In the 7 pages of this thread, I haven't seen anyone change their position.
Lars
I am not asking anyone to change their position or quit the AMA I would like people to pay attention to whats going on right now within OUR organization.
Mike
Last edited by rcmiket; 12-18-2014 at 06:17 AM.
