Insurance - AMA dues - Are we paying our fair share
05-28-2015, 06:16 PM
#79
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I pay what AMA ask gladly. I don't much care for the question of what is fair. If one does not wish to pay then don't. This question towards insurance is no different than should snowbirds pay an annual fee when they are only here a few months. I only drive 30 miles a week, my insurance should be cheaper. I only eat once a day my insurance should be cheaper. My home has every safety feature as well as never vacant, my insurance should be cheaper. My properties are gated, fenced, and have video, my insurance should be cheaper.
Good god, give me a break!!!!!!
I don't care what one flies there are liability issues, does anyone want to take on those responsibilities themselves? NO!!!!! Why, because anyone can sue your sweet azz off!!!!
Good god, give me a break!!!!!!
I don't care what one flies there are liability issues, does anyone want to take on those responsibilities themselves? NO!!!!! Why, because anyone can sue your sweet azz off!!!!
Last edited by acerc; 05-28-2015 at 06:19 PM.
05-29-2015, 02:30 AM
#81
Let's have the AMA do like Auto Insurance company's do. When your Teenager starts driving Your auto insurance goes up. And many insurance policies offer cash back and reduced rates, for no accidents and reduced mileage. So lets start out at $100 AMA annual dues and then get reductions as we go accident free. Don't more than half of the AMA members don't fly but for half the year too. Should be some compensation for that.
Then there's the question of FREE membership for anyone under 18. Now Chew on that for a while.
Just Playing DEVILS ADVOCATE with Ya ...
Then there's the question of FREE membership for anyone under 18. Now Chew on that for a while.
Just Playing DEVILS ADVOCATE with Ya ...
05-29-2015, 06:58 AM
#83
While flying at the field yesterday I saw the normal for our field. Warbirds, sport, Giant, small, Foamy, heli and balsa planes. All of us at the field has paid in our $58.00 to the AMA for our insurance, Mag and other items that comes with the $58.00 dues.
But is it fair or right that the guy flying the heavy wardbirds are paying the same as the multi rotor flyer? both are not within the park flyer limits so why should the much higher risk warbird flyer pay the same for their insurance that the multi rotor pilot? That seems unfair. Compaired to the other flyers the 3D and Multi rotor has most likely been in much less amount of AMA claims compaired to Warbirds or even sport or trainers. I would not be shocked if the real number was 0.
So if a AMA members wants to fly those higher risk warbirds then maybe they should have to pay their fair share. I am not saying ban the warbird guys but they should pay their fair share. Maybe if you fly warbirds then your dues should be raised and the rest of the membership should stay at the $58.00 for 2016.
Crash99
But is it fair or right that the guy flying the heavy wardbirds are paying the same as the multi rotor flyer? both are not within the park flyer limits so why should the much higher risk warbird flyer pay the same for their insurance that the multi rotor pilot? That seems unfair. Compaired to the other flyers the 3D and Multi rotor has most likely been in much less amount of AMA claims compaired to Warbirds or even sport or trainers. I would not be shocked if the real number was 0.
So if a AMA members wants to fly those higher risk warbirds then maybe they should have to pay their fair share. I am not saying ban the warbird guys but they should pay their fair share. Maybe if you fly warbirds then your dues should be raised and the rest of the membership should stay at the $58.00 for 2016.
Crash99
The WHOLE idea of insurance is to spread the risk among a group, this nitpicking and class warfare crap based on "fairness" has got to stop or this country is going to be in much worse trouble than we already are....
05-29-2015, 07:24 AM
#85
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HD, Don't make people question their religion...LOL
The real answer, despite all the allegiance based, AMA patriot flag waiving phony-bologna, I don't won't to pay more or my share, praise, is to register each of your models with AMA and pay for insurance according to what you fly...
uh oh...forget I said all that!!! Dang...I couldn't afford it with all the models I have...so that's another bad idea....Hmmm.... It's good as it is now!!! I enjoy the fact that he indoor rubber band flyers and all the other little model flying guys are helping me to afford flying my 131" fire breathing monster....
The real answer, despite all the allegiance based, AMA patriot flag waiving phony-bologna, I don't won't to pay more or my share, praise, is to register each of your models with AMA and pay for insurance according to what you fly...
uh oh...forget I said all that!!! Dang...I couldn't afford it with all the models I have...so that's another bad idea....Hmmm.... It's good as it is now!!! I enjoy the fact that he indoor rubber band flyers and all the other little model flying guys are helping me to afford flying my 131" fire breathing monster....
05-29-2015, 08:57 AM
#87
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Fair share? What are you a liberal who's been drinking too much Obama koolaide?
The WHOLE idea of insurance is to spread the risk among a group, this nitpicking and class warfare crap based on "fairness" has got to stop or this country is going to be in much worse trouble than we already are....
The WHOLE idea of insurance is to spread the risk among a group, this nitpicking and class warfare crap based on "fairness" has got to stop or this country is going to be in much worse trouble than we already are....
05-29-2015, 09:44 AM
#88
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Actually insurance, as we know it now, is a socialistic tool... Doubt that??? Look no further than the ACA for proof of the ultimate socialistic scheme... Obama principle loving idiots will make a defense... But it really is silly. Just admit it and go on. Not shameful to be reliant on something else to justify your existence now.
05-29-2015, 10:17 AM
#89
My son pays an ungodly amount for Insurance every year, but then he has his regular car, his '68 Chevell Drag car, His 1 ton Desieal Truck to pull his 30' Construction trailer he uses to carry his 44" wheeled MUDDER. A Jet Boat with a Big Block 454 for power. 2 snowmobiles. Not only Insurance but license these things is a bundle of cash.
Now maybe the AMA should charge by the plane type and weight Likes cars trucks and trailers. and have to License every R/C Toy airplane U own. That would be the only fair way to accomplish what U propose. Pay for what U have and what U fly.
Now let's talk about where U fly. Club Field, Public Park WHERE?
Maybe U should let well enough alone before U give the AMA some
stupid Idea maybe they aren't charging enough for what they offer it's membership.
Now maybe the AMA should charge by the plane type and weight Likes cars trucks and trailers. and have to License every R/C Toy airplane U own. That would be the only fair way to accomplish what U propose. Pay for what U have and what U fly.
Now let's talk about where U fly. Club Field, Public Park WHERE?
Maybe U should let well enough alone before U give the AMA some
stupid Idea maybe they aren't charging enough for what they offer it's membership.
05-29-2015, 11:02 AM
#90
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When people like this clown here are pulling stunts which endanger people's lives and continue to bring bad press to modelers everywhere, how do we expect to not face more rules and regulations? Some catastrophic event like this will likely end all of our "additional" coverage. Guys who go out and fly in this manner deserve to have their azzes kicked.
http://www.foxnews.com/us/2015/05/29...on-with-drone/
http://www.foxnews.com/us/2015/05/29...on-with-drone/
05-29-2015, 12:30 PM
#91
When people like this clown here are pulling stunts which endanger people's lives and continue to bring bad press to modelers everywhere, how do we expect to not face more rules and regulations? Some catastrophic event like this will likely end all of our "additional" coverage. Guys who go out and fly in this manner deserve to have their azzes kicked.
http://www.foxnews.com/us/2015/05/29...on-with-drone/
http://www.foxnews.com/us/2015/05/29...on-with-drone/
This doesn't have much to do the topic at hand but since U brought it up I'll Jump up on my Soap Box for a minute or two.
I'd bet U a dollar to a hole in a doughnut that this guy was/is not a member of the AMA. The real problem is that QUADS have made it easy for any UNSKILLED IDIOT, with a couple hundred bucks, to make a bad name with the News Media and there fore the Public and worse the FAA/NTSB. As I have advocated in other RCU Forums that it would behoove (A word I learned well, from a Staff Sargent TI at Canute AFB in '65) all of us responsible, AMA member or not, To educate and separate those of us 99.99% who fly R/C TOYs responsibly from those that are the real problem. It is Imperative that we responsible flyers, to convince the a fore mentioned FAA/NTSB,News Media & Public we aren't the ones causing the problem. Never have in over 75 years and never will in the next 75 years.
Sorry for hi-jacking the forum. Now will someone PLZ help an O'l Man off this soap box.
05-29-2015, 12:35 PM
#92
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Actually Hounddog, it does have to do with the subject at hand. What most of modelers I know don't realize is that we are judged not by our actions, but by the perception of those who surround us. The modelers I know all abide by the rules, fly in a safe zone, and would never think of endangering someone, BUT let some clown like this guy, who likely does not belong to the AMA like you said, create a ruckus and the perception of us as a whole goes down the tubes. It is only a matter of time til the insurance companies that do underwrite our activities decide that this perception is a good reason to increase our costs, and we can rest assured that when that time comes it will be difficult to get anyone to pay the ridiculous amounts the AMA will have to charge in order to provide this additional coverage for us. Not to mention the ridiculous rates which we who provide our own liability with homeowners and additional coverage, will have to pay to keep it.
05-29-2015, 01:07 PM
#93
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http://www.foxnews.com/us/2015/05/29...on-with-drone/
Now you people that are crying the blues about insurance, Here is a perfect example of idiocy , and let the drones go wild??? Ya better think again.
Now you people that are crying the blues about insurance, Here is a perfect example of idiocy , and let the drones go wild??? Ya better think again.
05-29-2015, 01:41 PM
#94
Actually Hounddog, it does have to do with the subject at hand. What most of modelers I know don't realize is that we are judged not by our actions, but by the perception of those who surround us. The modelers I know all abide by the rules, fly in a safe zone, and would never think of endangering someone, BUT let some clown like this guy, who likely does not belong to the AMA like you said, create a ruckus and the perception of us as a whole goes down the tubes. It is only a matter of time til the insurance companies that do underwrite our activities decide that this perception is a good reason to increase our costs, and we can rest assured that when that time comes it will be difficult to get anyone to pay the ridiculous amounts the AMA will have to charge in order to provide this additional coverage for us. Not to mention the ridiculous rates which we who provide our own liability with homeowners and additional coverage, will have to pay to keep it.
But first if it is not AMA members that are doing the Irresponsible things and no Insurance money is doled out why would they raise the rates? Not starting argument, but Just asking.
Now My other Post that may separate the GOOD from the BAD and the UGLY.
I believe that a $250 thousand dollar fine and 5 years in federal prison is not only appropriate for pointing a Laser at aircraft in flight but for any one that would fly a QUAD or any R/C TOY in the vicinity of passenger airliners it is very appropriate. This would go a long way of solving the problem of blanket restriction of R/C TOYs and disassociate the Irresponsible Individual from the 99.99% of responsible R/Cers. Now how we get the FAA/NTSB or CONGRESS to include R/C QUADS/ TOY's in the same category as Lasers, when interfering with maned aircraft. I think we have our answer here. Maybe we should start a campaign as (INDIVIDUALS) to have the AMA suggest that R/C TOYs flown with in the flight path of airplanes be included in the language of the laser law. It may not stop some Dummy but it sure will make him alone responsible for his actions,
Last edited by HoundDog; 05-29-2015 at 01:44 PM.
05-29-2015, 03:44 PM
#95
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While flying at the field yesterday I saw the normal for our field. Warbirds, sport, Giant, small, Foamy, heli and balsa planes. All of us at the field has paid in our $58.00 to the AMA for our insurance, Mag and other items that comes with the $58.00 dues.
But is it fair or right that the guy flying the heavy wardbirds are paying the same as the multi rotor flyer? both are not within the park flyer limits so why should the much higher risk warbird flyer pay the same for their insurance that the multi rotor pilot? That seems unfair. Compaired to the other flyers the 3D and Multi rotor has most likely been in much less amount of AMA claims compaired to Warbirds or even sport or trainers. I would not be shocked if the real number was 0.
So if a AMA members wants to fly those higher risk warbirds then maybe they should have to pay their fair share. I am not saying ban the warbird guys but they should pay their fair share. Maybe if you fly warbirds then your dues should be raised and the rest of the membership should stay at the $58.00 for 2016.
Crash99
But is it fair or right that the guy flying the heavy wardbirds are paying the same as the multi rotor flyer? both are not within the park flyer limits so why should the much higher risk warbird flyer pay the same for their insurance that the multi rotor pilot? That seems unfair. Compaired to the other flyers the 3D and Multi rotor has most likely been in much less amount of AMA claims compaired to Warbirds or even sport or trainers. I would not be shocked if the real number was 0.
So if a AMA members wants to fly those higher risk warbirds then maybe they should have to pay their fair share. I am not saying ban the warbird guys but they should pay their fair share. Maybe if you fly warbirds then your dues should be raised and the rest of the membership should stay at the $58.00 for 2016.
Crash99
Lets put a meter at the field and charge each pilot $0.25 for each pound the aircraft weighs. That will be his/her AMA cost to fly each day. The pilot can use his credit card or debit card.
OR
You or someone who thinks you have the right idea may want to start an R/C model insurance organization that charges the members according to your scaled prices.
Your membership count will tell you whether or not you have the right concept.
There ... settled.
Last edited by BobbyMcGee; 05-29-2015 at 03:55 PM.
05-29-2015, 03:55 PM
#96
Now U all be chew'n them apples fer a while, whils I's tris ta stops laughn myself ta death.
05-29-2015, 04:02 PM
#97
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Actually, I did write that in jest. Just imagine if a structure like that was in place? You want to talk about complex rules!
Not only would your scenarios be true and require complicated rules, but what about a guy who brings out several planes to fly during a given day? And to make it more complicated, what if one of those planes were a 20 oz. foamy while another is a 30 lb. warbird and another is a helicopter? Then add to that how many times he flys each of them? YIKES!!!!!
Keep it simple, make life easy, and charge one price ...
Not only would your scenarios be true and require complicated rules, but what about a guy who brings out several planes to fly during a given day? And to make it more complicated, what if one of those planes were a 20 oz. foamy while another is a 30 lb. warbird and another is a helicopter? Then add to that how many times he flys each of them? YIKES!!!!!
Keep it simple, make life easy, and charge one price ...
Last edited by BobbyMcGee; 05-29-2015 at 04:07 PM.
05-29-2015, 04:37 PM
#98
Actually, I did write that in jest. Just imagine if a structure like that was in place? You want to talk about complex rules!
Not only would your scenarios be true and require complicated rules, but what about a guy who brings out several planes to fly during a given day? And to make it more complicated, what if one of those planes were a 20 oz. foamy while another is a 30 lb. warbird and another is a helicopter? Then add to that how many times he flys each of them? YIKES!!!!!
Keep it simple, make life easy, and charge one price ...
Not only would your scenarios be true and require complicated rules, but what about a guy who brings out several planes to fly during a given day? And to make it more complicated, what if one of those planes were a 20 oz. foamy while another is a 30 lb. warbird and another is a helicopter? Then add to that how many times he flys each of them? YIKES!!!!!
Keep it simple, make life easy, and charge one price ...
I don't want to put words in your mouth so to speak, But what I think U are trying to elude to is:
"If It Ain't Broke, Don't Fix It"
05-29-2015, 05:55 PM
#99
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or maybe don't make a change just for the sake of change. it's a pricing/coverage/membership program that seems to be working as intended, at a price point that is acceptable to those paying. Sure everyone would like to pay less, but what gets cheaper year after year?