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RE: AMA Insurance?? - 1/2/2012 8:43 PM   
ira d


 

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quote:

ORIGINAL: Red Scholefield


quote:

ORIGINAL: KidEpoxy

So again, it dont look like we can just flatly say folks can know the pilot next to them will have AMA insurance take care of them,
from both AMA(&members) not wanting to pay, and from not knowing if some other AMA member flying at an AMA club has AMA insurance for what he's doing


Well we know one thing, if you are flying with AMA #859881, his AMA membership expired on 12/31/2011 and we can flatly say you would NOT be covered.




For all we know the guy with #859881 may have some other type of insurance so cant say for sure you wont be covered.

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RE: AMA Insurance?? - 1/2/2012 9:26 PM   
Red Scholefield



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quote:

ORIGINAL: ira d


For all we know the guy with #859881 may have some other type of insurance so cant say for sure you wont be covered.


If you are comfortable flying where people "might" have insurance it is your choice.


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RE: AMA Insurance?? - 1/2/2012 9:48 PM   
Bozarth


 

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quote:

ORIGINAL: Red Scholefield

If you are comfortable flying where people ''might'' have insurance it is your choice.



You obviously don't ski!

Kurt


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RE: AMA Insurance?? - 1/3/2012 1:36 AM   
ira d


 

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quote:

ORIGINAL: Red Scholefield

quote:

ORIGINAL: ira d


For all we know the guy with #859881 may have some other type of insurance so cant say for sure you wont be covered.


If you are comfortable flying where people "might" have insurance it is your choice.




As has been brought out and discussed many times right here in this forum just because you are a AMA member does not guarantee that you will always be
covered in every situation.

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RE: AMA Insurance?? - 1/3/2012 7:07 PM   
warningshot



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quote:

ORIGINAL: ira d


quote:

ORIGINAL: Red Scholefield

quote:

ORIGINAL: ira d


For all we know the guy with #859881 may have some other type of insurance so cant say for sure you wont be covered.


If you are comfortable flying where people ''might'' have insurance it is your choice.




As has been brought out and discussed many times right here in this forum just because you are a AMA member does not guarantee that you will always be
covered in every situation.

I agree. Nor does AMA make you a safe flier as some here want people to beleive.

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RE: AMA Insurance?? - 1/4/2012 3:52 PM   
KidEpoxy



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quote:

If you are comfortable flying where people ''might'' have insurance it is your choice.

wow, harsh thing to say about AMA club fields Red

As a prior member of the PPP myself,
I was astonished at the folks (muncie&members) working so hard
to make sure NOBODY checks to make sure I stayed within 2/60/200 aka 'Was Insured'
.... seems if I was insured or not was none of anyones business, a personal responsibility of me the pilot,
and nobody knew or could make sure I was covered by insurance for what I did as a upstanding PPP member at a club field
(yeah, even prior to ppp memberships expiration dates)

quote:

membership expired on 12/31/2011 and we can flatly say you would NOT be covered.

Red, great to hear you found out just what IS and IS NOT part of the Bylaw 30Day Grace Period.
Good to see you commit in type that explicit statement about it,
since I wouldnt publish such a statement because I never got AMA to answer my 30dayGP question about whats included.
Guess you must be pretty sure of your info
(info that muncie chose not to answer on AMA's own board, good thing RCU is here to get info to the members)
Thanx for stating that declaration about insurance during the Bylaw 30Day Grace Period


...

WShot,
quote:

Nor does AMA make you a safe flier as some here want people to beleive.

Tru Dat
Of course, some folks appear to feel that a pilot becomes safe enough to be around when they pay $58,
but suddenly becomes unsafe on Jan1,
(except during the Bylaw 30day GP ???, which I guess means they are only Semi-Safe)
although they will automagicly become safe to be around again as soon as they mail a check to indiana.

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RE: AMA Insurance?? - 2/21/2012 8:01 PM   
Youngbird


 

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Status: offline 		Very interesting discussion, Gentlemen.

I'm jumping back in after a long break and found this thread very pertinent as I navigate the early waters of chartering a new club, developing a site, and so on. I'll have to take another look at the site owner's certificate.

In any case, even though we are talking about clubs, not business, jumping through a few cheap and easy hoops to strengthen your hand is smart business.

Thanks much.


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RE: AMA Insurance?? - 2/22/2012 2:49 AM   
littlecrankshaf



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quote:

ORIGINAL: Red Scholefield



If you are comfortable flying where people ''might'' have insurance it is your choice.



I don’t rely on other’s insurance... I buy my own. So not a problem for those of us that are truly responsible for ourselves.

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RE: AMA Insurance?? - 2/22/2012 2:52 AM   
ira d


 

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quote:

ORIGINAL: littlecrankshaf


quote:

ORIGINAL: Red Scholefield



If you are comfortable flying where people ''might'' have insurance it is your choice.



I don’t rely on other’s insurance... I buy my own. So not a problem for those of us that are truly responsible for ourselves.


I agree 100%

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RE: AMA Insurance?? - 2/22/2012 1:57 PM   
KidEpoxy



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yup
heck, even I buy 'uninsured motorist' protection for my truck.
Its my truck, I am protecting it... even when I should be able to have others pay for damage they cause.

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RE: AMA Insurance?? - 2/22/2012 2:55 PM   
Hossfly



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quote:

ORIGINAL: KidEpoxy

LCS & Ira

yup
heck, even I buy 'uninsured motorist' protection for my truck.
Its my truck, I am protecting it... even when I should be able to have others pay for damage they cause.


Right On, KE:

I had a friend, call him Joe - (now moved on) an RCer, but tight on spending his $$$. He had a very nice big Dodge "Pick-em Up" diesel Truck, doolies and all. He was heading for the flying field and was at an intersection waiting for the arrow to turn green for left turns. Light came on, so Joe started his turn. Then a speeding type coming from the other direction was unable to stop or turn and slammed into Joe's truck on the right side forward.
Now as I said Joe was a frugal type and carried only the required public liability insurance. Police were notified and one was close to the intersection, came up, saw no physical damage to drivers, but spoke to the other guy - both spoke same language - for some time. Then a car came up, the other driver jumped into that car and was gone before a wrecker came on the scene. The cop charged Joe with running a red-light and gave him a ticket. Joe went to court and the cop testified against Joe. Joe had to pay for his repairs plus cost-of-court and some other expenses.

IMO being frugal is very fine, yet being cheap to the expense of not providing for a possible accident is not my style. The AMA liability insurance is a good item because you know when flying only with AMA members that the other guy can assist YOU should he create an accident.

In today's society "should be" are only words,

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RE: AMA Insurance?? - 2/23/2012 3:45 AM   
KidEpoxy



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quote:

because you know when flying only with AMA members that the other guy can assist YOU should he create an accident.


Well Hoss, we already went over in this thread
how thats not a reliable way to determine if the other pilot actually is insured for their flying.

MAYBE the ama member pilot next to you has coverage for what he's doing,
but maybe he is a PPP that muncie shields from having insurance requirements verified (PPP Stryker-C ring a bell?),
or perhaps they are doing a factory shirt sales demo that muncie says might be too commercial to insure.

Most likely the AMA member next to you is obeying the rules and his ops are insured,
but maybe he is part of something outside our insurance that gets a Wink&Nod from muncie

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RE: AMA Insurance?? - 2/23/2012 6:02 AM   
ira d


 

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Status: offline 		I really dont get why someone would only want to fly with AMA members but yet we do so many things in the course of a day that involves being around
unsured people including driving on the street. The real fact of life is there is no way to insure everyone you interact with will be able to take care of you
in the event they cause you harm.

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RE: AMA Insurance?? - 2/23/2012 11:13 AM   
AugerDawger


 

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quote:

ORIGINAL: Hossfly


Mature individuals with basic economic understanding know this.


Yes anyone who doesnt is immature and lacks any form of economic understanding.

Now run down to your local AMA club and and join up to fly with such wonderful folks.


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RE: AMA Insurance?? - 2/23/2012 12:01 PM   
United_Pilot



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Status: offline 		The AMA has been in the "individual mandate" business for some time now.  A person should be responsible for themselves.  Everyone knows that insurance allows a pool of people to midigate the risk of illness, injury, damage, or liability.  It is absolutley irresponsible to go uninsured !!!

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RE: AMA Insurance?? - 2/23/2012 2:41 PM   
littlecrankshaf



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ORIGINAL: United_Pilot
It is absolutley irresponsible to go uninsured !!!


Not always...Example; A very wealthy person doesn’t need to insure some material asserts against loss...even a very expensive item like an exotic car. They can effectively be their own insurer...no need to provide profit for an insurance company...After all it doesn’t take a genius to understand that insurance companies take in more money than they give out. On the other side of the equation is poor people...they have nothing to give or loose. Insurance is more often a middle class financial tool that allows people to live just outside their actual means and that seems to be standard today. Proof of what I say is apparent when FDIC limits are understood.

Bottom line; few people live within their actual means and could easily replace the things they own or have... insurance companies bank on that!

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RE: AMA Insurance?? - 2/23/2012 3:14 PM   
KidEpoxy



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quote:

It is absolutley irresponsible to go uninsured !!!


Really? Are you just saying that or do you practice it?
How much insurance do you have to cover
hitting another AMA members $5000 model midair ?
(assuming you man-up and admit fault cause the sun was in your eyes)

Thats not some outrageously fanciful contrived situation,
models collide all the time,
and regardless if it was the sun or your thumb,
if you stunt piloted into some $5000 model... do you have insurance for that?


Or are you saying it was 'absolutly irresponsible' for that $5000 model flyer
not to have his own insurance to pay for replacing his own model when you ram him?

On whom does this 'absolute irresponsibility' lie... You or your victim?

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