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staraero -> RE: Very sad news. Helicopter kills man in Houston (11/6/2003 5:55 AM)
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Hello Everyone,
Does anyone know the exact situation concerning the obligation our AMA insurance has to care for these families? I am hearing things on the order of, there was no coverage, to the family will only get 10,000. in relief. Can anyone supply us with the real facts concerning this insurance coverage.
If there was ever an insurance issue where checks should be written to cover a claim, this is it. I for one would like to know exactly what the benefit is for the families of these two men. There are millions of dollars paid to the AMA every year through our dues and memberships. Much of it is supposed to be ear marked for insurance. The insurance issue is the main reason we are all forced to join the AMA by our local flying clubs anyway.
I would like to know exactly what the AMA insurance intends to do in respect to providing real relief for these families. If 10,000. to 50,000. is the bulk of the coverage they provide for an occurrence like this, the insurance was essentially worthless to these men, and has the same value to all of us. I sincerely hope the AMA organization does actually provide real coverage for these people. Just from the bits and pieces I am getting here and there, it's beginning to sound like the insurance benefit provided through the AMA is not worth the paper it is written on.
Will someone who understands this issue step in here and explain to us all exactly how this works? Many of us, including the men involved in this tragic accident, were under the impression we have real coverage when operating our models. What concerns me and many others is the rumor that the AMA is already coming up with a list of exclusions concerning this incident. $50,000. of coverage won't even service the lawyers and many sorts of property damage which can occur today. This amount of benefit is even without taking into account the needs of a family at a time like this.
Again, would someone jump in here and set us all straight on this insurance issue, and benefits these men will receive through their membership of AMA? Like each and everyone of us involved in the hobby, these members believed through their AMA membership there was good solid insurance coverage for an occurrence like this. If there is really a problem with the AMA insurance, and you want to help these men, there families, and anyone of us who could experiences a problem in the future now is the time. We as a group need to understand exactly what the insurance benefit is concerning a tragic occurrence like this. We all believe we have real coverage. Most AMA memberships are based primarily on the insurance issue. I hope these are just unfounded rumors. The AMA should be made to perform for the families involved here. As they are paid to do by it's members through the collection of our dues. Someone on here must have factual knowledge concerning this. Anyone?
Bob Pinto
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