papermache
Posts: 690
Joined: 9/26/2002 From: Gary, IN, USA Status: online
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Rick, Your comparison with auto insurance would be a good one if there were similar numbers involved. Auto insurance can do what it does because there are hundreds of millions of drivers who need insurance. It is because of this huge base that auto insurance companies can offer the diversity of rates they do based on type of car, driver's record, etc., etc. Not so with RC modeling. When you look at it, the time, energy and staffing it would take to implement a similar program to auto insurance, it would be cost prohibitive because there just isn't the demand for it. With a smaller customer base to draw from, rates would be way too high. I have 15 gliders and 12 power planes. I can't imagine that insuring all of them would cost less than $58/year under the system you propose. papermache
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Slope Gliding - A Northwest Indiana tradition since 1896
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