RE: Tiered Insurance Poll  
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RE: Tiered Insurance Poll - 9/16/2003 1:54:53 AM   
Shari


 

Posts: 20
Joined: 9/11/2003
From: Lyndhurst, OH, USA
Status: offline
quote:

ORIGINAL: Gordon Mc

[QUOTE]Originally posted by Ron S
Example: of 170k AMA members (or whatever it is), we might have 800 jet people paying $10 more, and we'll have 5000 "rubber" people paying $10 less, for a dues income of $42000 less now?[/QUOTE]


[tongue-firmly-in-cheek]

Nah .... you forgot a large part of the equation. There's more than just the jet guys that you can charge extra...

Newly soloed beginners are high risk due to their lack of experience, so a properly set up tier system will charge them a higher rate too. (Just as in auto insurance). Lots of beginners to charge.

Race planes are high risk too (even inside a pylon cage, you aren't safe, as was demonstrated by a fatality some years ago) - lots of race guys to charge...

Big airplanes are high risk too - lots of them to charge...

(Do Big raceplanes get double-dipped ?)

Elderly folk with diminishing reactions, eye-sight etc are high risk too (e.g. the elderly gentleman in Arizona who killed himself by flying his plane into himself when he lost sight of it in the sun) - lots of them to charge....

Pattern planes are high risk (after all, there's at least one fatality with a pattern plane in recent history, and that's more than several of the other supposedly high-risk categories have had).

Novelty airplanes are high risk too (e.g. just look at the flying lawnmower that killed a guy in a sports stadium). Not quite so many of them to charge, but by now the shortfall should have been more than addressed anyway.

[/tongue-firmly-in-cheek]

Too bad the poll doesn't have an option of "Yes, but only if the actual risks of each category are properly and fully assessed". That would also help address the issue that the number of "No" choices is double the number of "yes" choices. :

Gordon



The man killed in Arizona was not elderly, nor did he suffer from poor eyesight. He was my father and was only 60 years old. No one knows exactly what caused this freak accident. The most popular theory is that he lost sight of his plane in the glaring, desert morning sun. But no one knows for sure.
Please get your facts straight before talking about something like this.
Thank you. Shari Wallace, Roger's daughter

(in reply to Gordon Mc)
       Post #: 51

RE: Tiered Insurance Poll - 9/16/2003 2:58:45 AM   
J_R


 

Posts: 4446
Joined: 1/4/2002
From: Corona, CA,
Status: offline
Hi Shari

First, let me offer my condolences. I think we were all saddened at the loss of your father.

Some of the things said here about your father's death were, indeed, rank speculation. I must say, though, that as someone that is very nearly the age your father was when he passed, that it is an unfortunate fact that we do lose our reaction times, our eye sight deteriorates, and we have many aches and pains that we did not once have. I can also remember a time that when I saw someone my age, I would have considered them elderly. Now someone must reach 100 for me to bestow that honor on them.

I the case of Gordon, I think you would find that he is one of the more careful people that posts in this forum. The incident involving your father has been discussed at the club level by virtually every club that heard about it. We can only wonder how many clubs looked at their field safety guidelines and tried to make sure such an incident never happens again. Of course, the words here are captured for all to see, unlike those conversations. The real legacy of your father's misfortune may be the number of other similar events that will never take place.

Unfortunately, facts about the incident have been hard to come by. All I ever saw was a piece in an Arizona newspaper that was lacking in details. As with any story that gets repeated, the facts are the first causality. Carl Maroney of the AMA set some of it straight in this forum, in another thread. That, of course, could not take place everywhere.

I hope you won't judge us to harshly.

JR
Jean-Pierre Rondot
AMA 732

(in reply to Shari)
       Post #: 52

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