pythonfan

My Feedback: (1)

well i thought we got the insurance money back for my trucks, and we just found out we have a 5000 dollar deductible, so that means mom has to pay the first 5000 so there goes my trucks! but i have about 500 saved up i was gonna use on my project truck but i think I'm gonna buy the baja! sine i tried the fh i think i want the baja! mom said she can only give me 500 more so that is just enough to buy it! so i guss I'm a baja owner now lol!

Dave ESPI

awww that sucks mang ! [:@] Insurance Companies will get ya every time... How about if you listed the missing stuff by their "Manufactuers Suggested Retail Price" ? That usualy is like 40 % higher than the real retail selling price ont eh insurance claim...


Sorry man

TheFgMan01

what the hell is the point of insurance then... 5000 deductable??? if you had 5000 laying around im sure you wouldnt need insurance )

T I G

That doesnt sound right. $5000 deductable, somethings fishy. How much is your insurance a year? $100,000 lol.

Airmicro

My Feedback: (2)

Dude I own (2) business's of my own, so i got insurance out the waz-oo, and I ain't ever heard of a $5000.00 deductable! Not on any of my inventory, building, home, cars etc. Something there doesn't seem right!

PAPE

am sorry am lost here but what is this post about and what is this 5000 dollar deductable what is that for? I have never herd of such a hight deductable

Dirby

are you sure it isn't 500.00 instead of 5000.00?
my deductable is 500.00
Dirby

sam123

My Feedback: (1)

Man, none of your sories ever add up.

quarterscalelegends

A deductible is what you are liable for when you make a claim. Say you have a fire and you can prove that $10,000 worth of stuff was destroyed and your deductable was $500.00 . The insurance company would only supply a check for $9,500 . Generally deductables for home owners is only $500. The higher the deductable the lower the cost of the insurance is. The lower deductable would mean higher insurance cost. A $5000 homeowners policy is useless.[]

pythonfan

My Feedback: (1)

Well my dad has a huge mac tool set in the garage worth more than any of my cars, plus the sound system, so ma has a high deductible for the equipment!

so that means anything stolen from our garage is part of that so......


We tried the manufacturer retail, it goes by how much i pay!

Well i dunno, all i know is that I'm gonna be a baja owner soon!

hndaman1

My Feedback: (6)

I agree, his whole story on the whole thing didn't seem right from the get go..On the stolen cars etc.....JMO

T I G

Deductables (homeowners/auto) do not go up because you have tools or a radio. As long as you have proof of ownership, ie; purchase receipts, installation receipts and in some cases photos then your covered.
This story is getting a little carried away.

accelarationstation

the way most deductiables work is a certain precentage of total coverage example 100,000 of coverage with a 1 precent deductiable would be 1000.00 thats usally the way they work it depends on th amount of coverage . claiming on insurance with out doing your home work wil end up costing you in the end! they will possiably raise your rates now .best of luck to you sorry for loses.[&o]

audio dynamics

Agreed man I would read you insurance paper work 5k deductible that is BS when I was a kid I had my bicycle stolen from the yard and they paid for a new one so something or someone is lieing to you bro sorry

csp1971

The higher the deductible the less you have to pay per year in premiums. I have a $2500 deductible. I figure that if the damage done to my home or if something is stolen that is less than $2500, it isn't worth filing a claim over. I can cover that dollar amount myself. There is also extended coverages for jewelry, etc that people can add on. People generally aren't assigned a deductible, you get to choose the deductible you prefer to pay if you ever need to file a claim.

slicrick

let's put an end to this story already,sick of hearing about it,it's all stupidity and nonsense

Dave ESPI

I kinda agree. OP get over it, and move on

hpiguy

Holy buncha BS in this story and the other thread.

5K deductible my butt. Who do they have for home insurance "Vinney and Snakes Mafia Insurance Company"?

Kids like this and their BS stories are why a lot of people stopped coming to RCU.

T I G

I agree 100%
Too many kids trying to impress others.