RE: Hobby People nightmare
Your card has no fraud protection?
Might have helped explain things if you had stated you used a Debit Card in the first place, That changes the game somewhat and explains your thinking, but it seams there is no overcoming your fear of being charged twice for one plane apparently. Why don't you let us know when your account gets credited back if it hasn't already.
I think this thread better warns of using a debit card vs. ordering from Hobby People