OK on the insurance thing I would like to address one point that is almost always ignored and possibly the only reason many an AMA chartered club can exist.

Now this does not apply to a club that owns its own property and they are precious few as the vast majority either lease or just have a use agreement with the property owner. The owner can be a government entity or a private owner, such as our case the property owner is the Kingman Airport Authority. Now no smart property owner is just going to assume all of our liability at least if he is smart he won,t.

The AMA charter includes a specific rider with your property owners named on the ryder. For that owner he is now fully covered and covered as primary named insured. This is not secondary insurance such as the rank and file member, correctly reported by Oppose.

Our little magic insurance ryder just came through this morning and I gotta truck it on over to the Airport Authority in the morning. Care to guess how long it would take them to throw us out on our ear if this did not come thru every year, I don,t. A very large number of fields accross the country are in this boat And most would not last six months without that name on the magic piece of paper.

One additional thought that also causes lots of confusion is the club positions of president, vice president, secratary, tresurer and I think the field safety officer now are all covered by primary insurance and not the secondary of the rank and file members. It difficult enough to find people to valenteer and give of their time for these positions an the primary insurance for them is important.


John