Interesting observation regarding warbird vs multirotor pilots. How many Warbirds have been reported in the news involved in a near miss with full scale aircraft. How many videos have been posted of Warbirds flying and filming in public places. At the RC fly ins I attend I can't recall every seeing a Warbird flying over the pits or behind the pilot stations filming, can't say the same thing about multirotors. Basically the AMA insurance is secondary to your primary insurance so not everyone is paying the same anyway.