Just out of curiosity since I also received such an offer. What is gained. Usually it is a purchase for which one never gets the funds. And if one does get the funds, there is always a sufficient waiting time to see if the funds clear. What is this scammer trying to do other than tie up one of our ads for a short time. There certainly can't be a way that the scammer gets to any of your accounts directly. Very odd. Perhaps this maureen45 has a few screws loose and this is a way to satisfy some weird compulsion.