It was sort of a combination of the two because I used RCU Classifieds to show some values of the planes, and I used new prices for the equipment. Basically they gave me the exact dollar amount I put down for everything and showed proof of its cost. It's not like furniture, cars, household items that the insurance companies have "data" for so I gave them all the proof I thought they would need; and it turned out to be enough or more than enough. I also was "fair & realistic" in my assessments, and was not out to screw the insurance company, I just wanted due compensation for the loss and was more than happy the way everything was handled.