Talked the AMA insurance expert ( he is a lawyer) at the Toledo Expo. AMA booth a few yrs. back and he told me that there has only been one case where AMA insurance would not pay a claim over the last 20 some years that he had knowledge about. The myth that AMA insurance doesn't pay claims is just that, total nonsense! They have paid out millions of dollars in claims! Don't let anyone fly at your club field without AMA coverage, period.