The local hobby shop also has used trainers (most I've been to) that someone has lost intrest in. They are often ready to fly ( radio, engine, airframe-and already assembled.) I have seen them for as little as $150.00. Another great place to pick up some really cheap stuff is a a swap meet. I saw new a 1/3 extra arf sell for $150.00, and ready to fly trainers for $60.00 - $120.00. I love swap meets

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If you watch the AMA rag, they list most swap meets, and even here.
Now, my beef with clubs... I don't know about all areas, but here you have to join AMA ($58), then join the club ($100.00 joining fee + $75.00 per year) This would cause a person in school to want to fly out of their back yard, and most likley lose intrest in flying because of the cost.
Did I mention I love swap meets!