And the ONLY personal coverage that one AMA member hit by another AMA member has is the $25,000 medical. There is no liability coverage between members. NO $2.5 million. So better have some decent personal liability coverage (most do cover the hobby by the way regardless of the prior scare tactic remarks). Since this is more or less a public forum for AMA related 'discussions' (I use that word loosely) this IS the right place to be critical of a declining national organization. Hate? No. However it is difficult to ingore the smell of the putrid decay coming from Muncie. It's picked up by every self centered, self righteous pain in the rear power flyer and spread across the continent.