ORIGINAL: darock
ALL ARFs are "builders ARFs". Some just require more "builder's art" than others.
Well, let me expand upon my earlier comment...
When I do a product review, I try my best to make NO changes to the product. This way, if the manufacturer supplies bad hardware and the plane crashes, well, better it happened to me than to you.
The Nitroplanes P-38 that I reviewed last summer [link=http://www.rcuniverse.com/magazine/article_display.cfm?article_id=765](P-38 Review)[/link] had a manual that was rarely useful, and much of the hardware could not be used - Period. I don't mean that I would recommend changing it, I mean you could not fly the plane with the supplied hardware (Such as Landing gear that was made of soft metal that lasted 2 landings before being bent so bad that the props were touching the grass)
But, on the plus side - After re-engineering a few things here and there, I have a P-38 for $250. Any other P-38 in this size range is around $600.
So it's up to you. (Read the review for a more detailed look)