AMA Bashing is Pointless
#152
Senior Member
#157
So I am seeking clarification from the source of each policy.
R_Strowe
#160
Well, I spoke too soon. Just got off the phone with Skywatch AI. Broker on the phone was very nice.
I presented a (question) about looking for potential alternatives to my current insurance method, since I now own a few acres. Spent most of the conversation explaining to her what a model airplane or helicopter was, how big, how fast, how heavy, etc. She had no knowledge of such things, only that they existed.
Although she was going to discuss this with her superiors, het opinion was that their product was not suitable for "traditional model aircraft or helicopters ". That being said, I do have calls and emails in to other providers, and I will hear back from her if she learns differently.
R_Strowe
I presented a (question) about looking for potential alternatives to my current insurance method, since I now own a few acres. Spent most of the conversation explaining to her what a model airplane or helicopter was, how big, how fast, how heavy, etc. She had no knowledge of such things, only that they existed.
Although she was going to discuss this with her superiors, het opinion was that their product was not suitable for "traditional model aircraft or helicopters ". That being said, I do have calls and emails in to other providers, and I will hear back from her if she learns differently.
R_Strowe
#161
My Feedback: (1)
Well, I spoke too soon. Just got off the phone with Skywatch AI. Broker on the phone was very nice.
I presented a (question) about looking for potential alternatives to my current insurance method, since I now own a few acres. Spent most of the conversation explaining to her what a model airplane or helicopter was, how big, how fast, how heavy, etc. She had no knowledge of such things, only that they existed.
Although she was going to discuss this with her superiors, het opinion was that their product was not suitable for "traditional model aircraft or helicopters ". That being said, I do have calls and emails in to other providers, and I will hear back from her if she learns differently.
R_Strowe
I presented a (question) about looking for potential alternatives to my current insurance method, since I now own a few acres. Spent most of the conversation explaining to her what a model airplane or helicopter was, how big, how fast, how heavy, etc. She had no knowledge of such things, only that they existed.
Although she was going to discuss this with her superiors, het opinion was that their product was not suitable for "traditional model aircraft or helicopters ". That being said, I do have calls and emails in to other providers, and I will hear back from her if she learns differently.
R_Strowe
Astro
#162
Senior Member
I took a look at those as well. Concerning the hourly rate, I’d spend roughly $70-$80 per weekend. Consolidating to the monthly plan, the average would be around $125/month. And obviously the annual is $500 per year on up.
AMA is $75 per year, and if I add my club dues of $40/month, that’s $115 annually. Which is considerably less than the above private option.
I’m waiting to hear from Skywatch on how they cover traditional R/C, since their website specifically talks about “drones”, and only has photos of multi-rotors.
RStrowe
AMA is $75 per year, and if I add my club dues of $40/month, that’s $115 annually. Which is considerably less than the above private option.
I’m waiting to hear from Skywatch on how they cover traditional R/C, since their website specifically talks about “drones”, and only has photos of multi-rotors.
RStrowe
I don't think traditional R/C exists as a category for insurance apart from drones.
#163
My Feedback: (1)
Apparently, you are not really interested in insurance for RC, you just want to spread the fallacy that the AMA is the only place one can get insurance. Insurance companies are like casinos; they will insure anything, just as casinos will take a bet on anything. You might have to talk to the actual bookmaker in order to place a bet on something rather obscure, just like you will probably need to talk to an actual insurance agent to convey exactly what you would like to insure, and then they will give that info to the actuaries to figure out the odds and come up with a premium.
Astro
#166
I've not heard back from the other 2 companies I tried (Avemco and National). I take this to mean that they either aren't interested or don't have a product that applies.
If I hear back in the future I'll update that here, but as it stands, AMA is really the best/only deal in town.
R_Strowe
#167
My Feedback: (1)
Yep. They do make it easy, for the typical MR pilot, and for a rather high pricetag.
I've not heard back from the other 2 companies I tried (Avemco and National). I take this to mean that they either aren't interested or don't have a product that applies.
If I hear back in the future I'll update that here, but as it stands, AMA is really the best/only deal in town.
R_Strowe
I've not heard back from the other 2 companies I tried (Avemco and National). I take this to mean that they either aren't interested or don't have a product that applies.
If I hear back in the future I'll update that here, but as it stands, AMA is really the best/only deal in town.
R_Strowe
It seems that those here really just want to hear, “no” more than obtaining actual insurance.
Astro
#168
Feel free to pursue this further. Me, I’ve come to the conclusion that very few, if any, are interested in developing such insurance policies, especially for a rate that is competitive with what we currently have. Being primary is not worth the additional cost, at least for me. I have to carry homeowners insurance regardless, so.....
And I am still waiting to see what Lloyds says, since they claim to insure any and everything.
R_Strowe
Last edited by R_Strowe; 03-09-2021 at 01:36 PM.
#170
For both politicians and insurance companies, it's numbers. If there aren't enough people to sign up for insurance, like AMA, insurance companies won't be interested. Same goes for politicians. Not nearly enough votes. Wouldn't it be nice if many government officials were RC aeromodellers? I can only dream. lol