Insurance coverage
 

hello Im new to the AMA and I was wondering, I have permission to fly at a local airport, which I got from the Gentleman who runs it, if AMA would cover me if I were to have an accident while flying my models there?

Thank you for your time.

Tony

RE: Insurance coverage
 

As long as you comply with the safety code, your covered.

RE: Insurance coverage
 

Will is right, but you have to file the claim with your personal coverages FIRST. That means homeowners or renter's insurance if you have it. When any those coverages are exceeded the AMA will cover any excess.

RE: Insurance coverage
 

If you are the only one flying there, the above information pretty well covers the situation. If there are 5 or more of you flying there, you could form an AMA chartered club. This would have the advantage of being able to supply to the owner of the airport a liability policy in the amount of $2.5 million that is not excess. It would cost the potential club about $100 dollars to form the club and obtain the policy.

RE: Insurance coverage
 

thanks for the info

Tony

RE: Insurance coverage
 

So how do you apply the rules? Where is the flight line for example?

RE: Insurance coverage
 

Use your imagination

RE: Insurance coverage
 

Yeah. I seem to recall someone here talking about a circular flight line in years past. Now THAT is creative!

RE: Insurance coverage
 

CIRCULAR FLIGHT LINE???!!!![:o][:o][:o]

Boy, That sounds safe..........NOT!!!!

Jay

RE: Insurance coverage
 

Jay

I would guess you are thinking about flying powered aircraft. That is not the only venue in the AMA.

Have you ever been to the ocean and done slope soaring? Typically, you stand on the edge of the cliff and pitch your plane off. The rotor caused by the airflow makes it almost impossible to land anywhere near the edge of the cliff. It would likely be very unsafe if you did. Safety virtually demands that you walk back well behind where the pits are normally set up and land in the calmer air. That is at least part of the reason for the wording of the rule requiring a straight or curved line for a flight line.

What works for one group of modelers does not necessarily work for all.

RE: Insurance coverage
 

My Apologies, yes my reply was made in haste through a set of blinders.

Even worse, I have competed with gliders at a local sod farm site, and KNOW that there are most definitley reasons where you have to come in over pits/parking to make a spotlanding. (NOTE: This was a Thermal Duration type event with winds high enough that we were sloping off of the trees lining the edge of the field).

Again my apologies, and I will crawl back under my blinders and make more combat airplanes.

Jay

P.S. If it don't have a combat engagement line, safety line and pilot line, it just adds to my confusions:D:D:D:D:D:D:D:D:D:D:D:D:D:D

RE: Insurance coverage
 

Wait, My wife and I are expecting our first child in the next couple of weeks or so.....

Combat and planes have to become seconadary or terciary for a while

Jay

RE: Insurance coverage
 

No apology necessary. We all do that from time to time. Tuning ducted fans comes to mind, in my case.

Congrats on the upcoming addition