Very correct, Charlie.

This is what the Federal Aviation Administration (FAA) regulates so far:

"Currently, UAS operations for civilian commercial purposes are largely prohibited, limited to mainly research and development, product demonstration, or crew training with an experimental certification. Public-use applicants for UAS must obtain a Certificate of Waiver or “We have to make sure sense-and-avoid is more than a given—it must be a guarantee.”
May/June 2010 FAA Safety Briefing 23 Authorization (COA) which is processed by the FAA’s Air Traffic Organization and reviewed by the FAA’s Unmanned Aircraft Program Office, FAA’s primary point of contact for unmanned operations.
The application is reviewed to ensure the operation is safe and appropriate safety mitigations are imposed. If there are any questions about the safety of the operation, safety studies are required for those situations where a proponent wants to do something that is outside the bounds of the interim operational guidance material. FAA grants COAs on a case-bycase basis and only when it is clear that operations can be conducted safely.
Despite the multitude of restrictions, applications have increased nearly tenfold in the last six years. Realizing the rapid expansion of this billion-dollar industry, the FAA is taking steps toward allowing small unmanned aircraft (under 55 pounds) to operate commercially in the NAS—under low-risk conditions—in the near future. As part of the rulemaking process, the FAA formed an Aviation Rulemaking Committee to develop recommendations for consideration. The FAA expects to have a published Special Federal Aviation Regulation (SFAR) by mid-2011, with a final rule expected in late 2012."

http://www.faa.gov/about/initiatives/uas/uas_faq/

http://www.faa.gov/news/safety_brief...yeInTheSky.pdf

http://www.faa.gov/news/fact_sheets/...fm?newsId=6287