I like CG's approach. If you have to have a separate account to use to access any site that may be less than honest, I won't go there. It is that simple. I have worked on computer systems since before Bill Gates and Microsoft, and just can't get over how many people are like sheep to the slaughter when it comes to their personal safety/security of data on the internet. Like an Exacto knife, which is a tool with a sharp edge, it pays to know which way the edge is going to cut.