In a recent response to a query about model pilots liability coverage, it seems the basis most clubs/fields/events use to exclude other model pilots is commonly overlooked for high profile modelers.


http://www.modelaircraft.org/forums/...&mpage=2#13016

"The Westchester liability policy has a specific exclusion for commercial enterprises and/or business pursuit for individual members. The policy does not provide coverage for any business entity. Whether or not noon-time demo flights fit into the business pursuit is difficult to determine and there is no “one answer fits all” response. As with any other claim, final determination would be up to a claims adjuster/insurance company based on the specifics of each individual claim. The situation is obviously a bit more transparent when a major manufacturer holds a noon-time demo utilizing their own employees as the manufacturer's insurance would apply. Generally, when we receive inquiries regarding sponsored (non-employed) pilots doing demo flights for manufacturers/distributors, we advise that they should not rely on AMA coverage. We cannot guarantee that the policy would respond and we don't want anyone to be caught by surprise in case of an accident."



Now, I am not against having those pilots fly at AMA fields and events, since my contention has always been that the pilot's liability is his and his alone, but there seems to be an accepted double standard.

Why do we do that??? The answer to that question is a insight to our inherent and overwhelming misconception of "real personal responsibility" as applied by most members of the AMA... if not just a real intent to exclude some....