If what you are looking for is a cockpit simulator, I would reccomend X-Plane 9 or Microsoft Flight Simulator. Both do a decent job simulating that kind of enviroment, although neither are RC simulators.

Although it is nice to have a cockpit view for flying an RC simulator, it is not neccesary. In fact, it will help you very little when learning to fly. The biggest and most difficult task a new pilot has to overcome is the perspective. As you (the pilot) is standing on the ground, you cannot follow the aircraft. As a result, you must make corrections to the aircraft's flight path even though you are viewing it from an obscure angle. For instance: When the aircraft is flying away from you, i.e you are standing behind it, moving the stick to the right will roll the aircraft to your right. Now, if the aircraft is flying towards you and you do the same thing, the aircraft will still roll to the right, but it will be your left. Because of this, you have to visualise your controls as controls in the aircraft. This can be very difficult to learn, and is one of the best uses of a simulator.

I reccomend you keep your copy of Phoenix, as it is an excellent sim - in my opinion the best - for learning to fly RC. Focus on learning to fly smoothly and at all different attitudes and directions.

Always spend the money on better equiptment, not a better sim.

Either way, Happy Flying and good luck!