Yea, I understand that, what is disconcerting or annoying is that I made a purchase IN the U.S. to a U.S. rep and got the charge. Had I been aware that was a possiblity I would confirmed with this bank BEFORE using that card. If I had ordered a plane I new was coming from overseas I might expect that. I have several Carf's but I am a new direct customer and this was a shocker to say the least.

I am NOT blaming Andy for that, he has been very responsive with any concerns and, just would have liked to of had a heads up the card would be charged through Carf and not through Andy.