RE: Throttle trim
Though it depends upon the characteristics of the model ( including wing type as previously mentioned ) I tend to like my non-trainer planes neutral at all throttle settings.
That said, I typically trim mine out for level flight at 70-80% throttle.
That way I can take my hands off the sticks without worrying about the plane, in case I need to do something quickly while flying...
e.g. adjust glasses, fix a hat, etc.