I think it is a bit much to say it is the instructors fault alone. The student showed up and asked for a "VOLUNTEER" to instruct him. If I were being paid then that is one thing. I am not being paid. I am one of 3 instructors at the field. I will try my hardest not to crash the plane mostly due to the fact I own the training plane. AT the end of the day I am asked to help and will so if a crash happens my fault, their fault, or just magic that Harry Potter did if I felt I would be held to being forced at replacing or making monetary retribution I would not do this the risk to me is too great. With the lack of instructors here it would not work to have a retribution for having beeninstructed/helped. The main point is I am a volunteer not a paid instructorso you will get no promise from me. If that is not good enough then I guess that person can find another instructor.