I don't need a card in my wallet and a magazine spamming up my mailbox to accept responsibility for my actions. I'm independent enough to do that on my own, don't need my hand held every step of the way.

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BS, that's a load of poop. Accidents happen, and you cannot accept the responsibility because you do not have the funds. You know it, we all know it. In our hobby accident happen for many reasons, bur in some instances you cannot blame the operator. I still remember a 1/3 scale Fly Baby incident, quadra powered, that lost control at our field. No radio, the thing was moving around erratically and missed one of the member cars when it crashed.

I lost control of a trainer once (mechanical issue), and, again, it crashed close to parking area. You do not know when something can happen. And if you fly in a farm, with no one around, let's face it the chances of an accident are really small (one that causes damage). But in a club... where you have a lot of people? No you would not fly in our club w/o AMA insurance nor would you fly in any of the clubs I know w/o one.

1)People that drive around a car should have insurance. Unfortunately there are a lot of loosers that drive around w/o insurance and we have to pay for those too.
2)All the people that live in this country should have medical insurance. Why do I (and the rest of the taxpayers) have to pay for their free use of the ER for any problem they have? Not only do we have to pay for them, they use the most expensive form of medical care in the world. If you ever went to an ER you know what I am talking about. Most likely you never did.

Even good pilots cause mid airs. Accepting responsibility is not just saying: Yes, it is my fault. It includes doing right your wrong (paying for the damage you caused). And since people can cause much more damage than the funds they have available (or much more than they are worth), you have insurances that cover that risk for ya'



Gerry