Gerry,

I really regret hearing about that incident you just cited. I hope the man on the bicycle had his own insurance..to the level that benefited him...because if your bet is right, he is going to need it. FWIW that particular case is the very reason people shouldn't rely on others IMO...there will always be those instances... yet the philosophy of being reliant on others is very dominant now.

Doesn't make good sense to those that are wholly responsible for ourselves. I buy the insurance I need and couldn't care less what others have...my insurance companies will take care of them one way or another. That's what I pay them to do...I'll be just fine...or as good as God allows...

BTW I would never present an AMA card to a ER if hurt at the flying field. I don't think that would go over well...LOL