Yes I have checked the web site. But why do so many people still seem like its not worth it ? I have seen many posts that state if it wasnt for the insurance, themselves or their club would say no to AMA. To me it sound like the big shots dont do much for the little guy. Why hasnt anyone come up with something better? Or is it the "old timers" are just set in their ways and nobody is will to fight to change things?