Thank you Roger.

Your response is the correct one but it really is hard for many folks who believe the AMA is insurance only to see, understand, and believe.

For years we have told people that insisted on discussing the insurance coverage that the reason to do it the AMA way is logistical. You know, we know the insurance is good and cannot be canceled for non-payment like car insurance and it has a pre defined expiration date with well and widely published conditions and exclusions. Well that is only 1/2 the story.

The rest of the story is a little more removed from view than most will admit to because many do not see traveling and visiting other clubs even though the raw numbers of events and attendance indicates that a great many do. Getting AMA to join any given club is only the tip of the iceberg of what you are really getting into. Almost any club that has any kind of an event (competitive or otherwise) is probably going to ask to see your AMA card to let you play with them. Even as a visitor, you have to play by their rules which probably say "AMA member".

Since I know that you have recently relocated, I suspect you have some fresh experience in this very subject.