WOW, you made some nasty remarks about KidEpoxy and your the one who is misinformed. Many years ago I flew with a bunch of others using a dry lake bed as their flying field. What we did not know was this piece of real estate was privately owned and we were told to vacate the property. Our spokesman convinced the land owner that if we became a sanctioned AMA club his property would be covered from liabilty on our part. I seperated from the club and found another location to fly on the same dry lake bed which was state owned. The local BLM agent gave me and a few others permission to use the state owned property. No insurance was required to accquire their permission and now the AMA sanctioned club and our small group fly merryly along. AMA isurance is not prime but supplemental to your home owners insurance. It only becomes prime if you have no other insurance. Most if not all AMA clubs lease property and insurance is mandatory to keep the lease in effect. Gone are the days when you could take your nitro powered model to the nearby park or school field to fly.