If you ran metal props 99% of the time and had an accident while running a wood prop while operating under all AMA safety rules you would be covered, even though you regularly break the rules. If however you have only ran a metal prop once and that is when the accident occurred you would not be covered. The rules are required for coverage and participation in AMA events, not for membership. While they may have been operating outside of AMA safety requirements they are still eligible to maintain their membership and therefore coverage for activities that are within AMA guidelines.

Yes, FPV has the potential to be dangerous, but so does any model flying. If you honestly believe we need to impose our views on what is and isn't safe, with which view do we stop? The ones that feel FVP is crossing the line, or how about gas engine A/C, jets, speed, scale, I.C., outdoor... where does it stop? Maybe we should only fly indoor models and make the pilots fly from the safety of cages. Across the nation we legally participate in potentially lethal activities every day with very few problems, because we have well established safety standards and allow participants to use good judgement, and those that are shown to use poor judgement are dealt with on an individual basis. The FPV community has well established standards and has proven to have a safe record when flying within those standards, so why do some feel the need to ban them based on their own personal biases?