RE: Real flight 6.5 improved physics for 3D?
If you go to the Knife Edge Real Flight forum, in the stickie at the top, is the code for the current beta.
The beta's are always quite stable, and add new features, including new planes and helis.
After a few weeks of the code coming out, the beta passes to everyone automatically via the on-line updates, if no major problems are reported by end users.