well, jrjohn, I am licensed in the State of Calif with causality and life licenses. So much for your conjecture. I have had the licenses for close to 40 years.

The rest of your comments come as close to a bluff as I have seen on here. Your club and your landlord did get a copy of the coverage, if the club chartered this year.

DO YOU UNDERSTAND WHAT A MANUSCRIPT POLICY IS? IF so. please explain it in terms that all of the readers here can understand. If not, go do some research.

JR