ORIGINAL: jrjohn
J_R, you really surprise me. 40 years in the business and you didn't know what premisis liability was, Hummmmm.........
First of all I never called the AMA an insurance company. please copy and paste where I said that. They do however hold the master policy, they are the people that make all the decisions about the insurance, we the clubs and members are who their decisions effect. Clubs and Members pay the AMA We have the right to know what we have bought. The AMA is or only contact, they need to send us a copy of the insurance policy so we may ascess our liabilities and structure our club accordingly.
Thanks for using my line about me not wanting to educate you. I'll take that as a compliment.
To the readers.... Throughout life you will always have people telling you what you can and can't do. They usually have an ulterior motive for their position. Don't let anybody define your abilities to accomplish a particular task or goal. Only when we ask questions, only when we reach out and look for a better way will we truly have a chance to go foreword. Our country was founded on this spirit.
when somebody has so many reasons why something can't be done, even going to the extent of taking words out of context or showing so much hatred for a new Idea they loose the ability to think with an open mind. I know it's difficult sometimes in life to accept change, new ideas or concepts are often difficult to digest. Many people take the path of least resistance. Unfortunate indeed, as they are like a ship without a sail, drifting wherever the wind blows them.
The AMA needs to get a copy of the Insurance policy to each club. We modelers are not as dumb as J_r wants you to think, we can read, and if we can't we will have the option to find somebody who can. Manuscript or not, just send it out, or put it on the internet whats the big secret ??
Accordinging to the AMA they have not sent a policy to each club, where did you get that info?? Please J_R before you make spacific statements make sure they are accurate.
John
First, my reply was to BasinBum with reference to realizing that the AMA is an insurance company, and I stated you were APPARENTLY under the same misconception. I deduced that from your repeated statements that the AMA had a DUTY to send out a copy of the master policy. You seem to have backed down from that position.
Now, as far as access to the policy, I agree. I have asked several people at the AMA, in the past, to have Carl do two things. One is to publish the policy in the member's only section on the AMA web site and the other is to have him write and publish a FAQ with all the questions that come up again and again on fourms such as this, about the coverage. It seems that doing so would allivate concerns for folks such as you and I. On the other hand, I can see the need to charge $5 for a copy of the policy if it is mailed out. That probably does not cover the time and materials to make the copies. If there is actual resistence to these ideas, I have not found it amoung the people I contacted. It just does not get done.
jrjohn, I also see that you are sliding toward making this personal and attacking. It might be wiser to do the research and find out what a manusctipt policy is and explain it to everyone. You might learn something. You certainly seem to be backwatering on your claims. I still have not seen any quotes from you on comprable coverage. You still have not explained what you would do with claims that exceed your personal coverage. It's easy enough to say "this is the way to do it" and it is quite another to be able to back it up.
Oh... has it occured to you that "premisis coverage" might be a local term to your area? That was the reason that I asked exactly what you meant in using it.
JR