Major:

You may be right in that its all being in the right place at the right time. But, hey, I WAS there and it COULDHAVE played out this way. Fortunately it did not. I realize that this is all somewhat hypothetical, but none the less, I think it isworthy of consideration and discussion.

Not that I am askingto be judged on my actions by my CD peers, but simply pose the question and have some other experienced CD weigh in on what they think.

I appreciate and thank you for yourinput!