Init:

I don't think we really disagree about anything here. In practice, when things go badly astray, everybody around gets sued and then a multi-year brawl ensues. Some years ago there was a fire in a supper club that had locked its emergency exits, so a lot of people died. Obviously the idiots who locked the doors and whoever started the fire, and whoever employed those people got sued. But so did over a thousand others. Like the companies that made the furniture and the table cloths (could have been made of stuff that didn't burn so fast.) And the people who made the stuff the furniture and table cloths were made of (ditto). And so on. If you go around not doing anything that will get you sued, you'd probably have to live in a cave and never go outside, and I wouldn't take bets on that.