RE: If you crash...
Ha ha ha happened to me, but of course it was different times.
Lost an Ace T34 to a fualty Airtronics VG6 transmitter. Sent it in, got a new radio and a new kit (same distributor).
Given it was a $65 kit,but it made my day. Flew Airtronics till I bought my first jet, 20 years later.
David