Originally Posted by
afioretti
I had a mishap at one point.. tip stalled a plane and paid the consequences. No written permission to be flying where I was and there is a deductible on most insurance policies. This one cost me 520 bucks. My homeowners has a 500 deductible so if you are flying somewhere that is not AMA sanctioned or your own property, make sure you have permission in writing because when lawsuits and insurance claims start to happen people very quickly forget your name or telling you on the phone that you have their blessings to fly.
How did you get charged a deductible? Liability coverage (3rd party claims) don't normally come with deductibles, but first party coverages do (comp, collision etc).