I'm in the working to get ready for retirement stage. I'll have the house paid off in December so I can start wiping out misc CC debt. I am working with a handyman on weekends to complete the last big home improvement project, a remodel the bathroom. He cried uncle to quit first on Sunday. That was an ego booster, I have 20+ years on him. Just had the carpet replaced, I'm planning on retiring at 67 but I'll probably pull a Robert and work part time as long as I'm able. In retirement I hope to build a lot more between honeydos.