Just a couple of thoughts on this. One, why not make the $58 due, the higher end and let the smaller aircraft rcers pay less. I have heard that AMA insurance is secondary any, your home owners insurance always pays out first?? Not trying to bash AMA, they have dozens of great programs, They are a great asset when trying to secure and keep a flying site.. We could ask for some type of rewards program. I, along with millions of rcers have Never file a claim, in essence not costing AMA anything. Lets say I am a member for two years, not claims. Third year, $58.00 buys me 13 months of coverage. I go two more years and no claims, the $58 dues buys me 14 months of coverage, up to when I get to 16 months and it maxes out then, and starts over if I file a claim?? As long as I don't file a claim, it would seem we would be win. Just a thought, and yes I understand, nothing is as simple as we want it anymore.