Originally Posted by
SECRET AGENT
Melvin, you would be surprised (and offended) by how long it will take the bank to come back to you and say the check is bad. You will be credited the money and then weeks (or more) later, out of the blue, they will pull all that money back from you. Usually long after your merchandise is gone.
It's not like that in the UK. Here you wait three days for the money to appear in your account and another three days for it to clear then it is yours and there is no risk of losing the money.
So you could avoid the scam by waiting 6 days before sending out the goods.
See
http://www.hsbc.co.uk/1/2/contact-an...heque-clearing