Originally Posted by porcia83

I'll play the pedantry game this morning since it' cold and rainy and miserable.

I stroked my deck and whipped it out, the answer is: More than one.

Stop already with the silliness. If it's more than one, does it matter? You know just as well as I do that there are some people who don't have renters or homeowners insurance, nor are they walking around with personal liability policies. For them, this coverage is primary.

Now, back to my deck.