I understand the insurance claims numbers and have looked over the financials. it was the issue of actual lawsuits (from a few posts back). I also know that they are are drawn out deal and normally settles before they ever hit the courts.
Also the lower premiums may have gone down due to the AMA (being self insured up to X amount of dollars) paid before actually filing against the policy.
Mike
Last edited by rcmiket; 10-06-2015 at 03:56 AM.