Hey Ned. FMS is free. It's avalible here: [link=http://www.simulator.home.pages.de/index_e.html]FMS Homepage[/link]
I ended up buying it though. $146 or so out the door for a JR XF631 6 channel radio, buddy/trainer cable, and a USB computer cable to let me use FMS with my radio. The FMS came with like 700 planes with that deal. I got that setup here:
http://www.tti-us.com/sim/shop.html
Now if I just knew how to fly...

- Joe